Finance & Capital
Our perspective
Financial organisations operate under permanent regulatory oversight: every decision on structure, outsourcing or divestment is examined by the regulator, clients and investors. Their credibility rests on data quality, governance strength and the reliability of their figures.
Three points leave no room for error: operational resilience, control of critical technology providers and data governance. They return at every cycle: launching an activity or obtaining a licence, scaling up, remediating after an incident or an injunction, acquiring a player, preparing the succession of an asset manager. Aegryn helps decide, then steers the project with your compliance, technology and leadership teams through to implementation.
Sectors covered
01RegulatedBanking & Financial Services
DORA compliance, Basel IV, credit risk AI, back-office modernisation and operational resilience.
02GrowthFinTech & Payments
PSD2, open banking, AML/KYC, real-time payment architectures, tokenisation and defensible SaaS metrics.
03HybridPropTech & Real Estate
Asset valuation, tenant-scoring AI, transaction platforms, ESG data and the software/physical-asset duality.
04CapitalAsset management, funds & family offices
Asset managers, funds, family offices: target review, governance of holdings, founder succession.
Our applied expertise
Facing new entrants: strategy and model
Positioning against FinTechs, business model review, new products and markets, board operations, acquisition or investment thesis. Deliverable: four-test grid applied to the options, and a 12-18 month plan.
Regulatory compliance & operational resilience
Mapping of applicable requirements (FINMA, DORA, NIS2, AI Act, Swiss FADP, anti-money laundering), compliance plan, business continuity, incident management and reporting obligations, preparation for inspections and audits. Deliverable: "applies now / soon / not concerned" map and prioritised remediation plan.
Critical providers, systems & data sovereignty
Mapping of critical providers and exit plan, resilient architecture, sovereign cloud, governance of AI models (scoring, alerting). Custom tools only when the market does not offer them. Deliverable: reversibility test and quantified trade-off.
Regulated roles & management succession
Risk, compliance, technology and finance officers, managers and portfolio leads, succession of an asset manager founder. Deliverable: job description, shortlisted profiles, succession plan.
Acquisition, carve-out & divestment of financial activities
Review of a target or a fintech before the offer: licences to transfer, data quality, contracts with change-of-control clauses, dependency on key managers and developers. Integration, carve-out or divestment. CIFSO 5000 certification remains available in support. Deliverable: proposed treatment for each point (price, warranty, suspensive condition) and a milestone-based integration or separation plan. Execution remains with your investment bank and your lawyers.
Available individually, or combined into a single programme we steer.
How we support our clients
Three typical profiles, three concrete situations.
Banks, insurers & financial institutions: Growth and Restructuring cycles
“You outsource critical services (cloud, payments, data) and your board or the regulator asks you to demonstrate your resilience. Dependencies are poorly mapped and responsibilities are scattered across risk, IT and business lines.”
What we steer
- Map critical providers and prepare their exit plan → dependency register and per-provider exit plan.
- Remediate compliance gaps (DORA for EU entities, FINMA requirements in Switzerland) → 12-month remediation plan and executive committee tracking.
- Govern AI scoring and alerting models → usage charter and model register.
FinTech, payments & RegTech: Launch and Growth cycles
“You are launching a payment or credit product, or opening a second country. Licence or banking partnership, KYC/AML, hosting, first hires: each requirement has its own counterpart.”
What we steer
- Choose the regulatory model (own licence or partnership with a licensed institution) → written trade-off, including what to give up.
- Secure platform and providers: code ownership, reversibility, hosting → position note and clauses to fix.
- Select compliance, risk and technology officers → job descriptions and shortlisted profiles.
Funds, family offices & asset managers: Acquisition (Takeover) and Succession cycles
“You are assessing a target in financial services, or the founder of your asset manager is preparing to leave. Incomplete data room, dependency on a few managers, licences to transfer.”
What we steer
- Screen the target: licences, data quality, contracts, key people → proposed treatment for each point: price, warranty, suspensive condition.
- Prepare integration or separation → milestone-based integration plan.
- Organise management succession and retention → 24-month succession plan.
Transaction execution remains with your investment bank or your lawyers. Aegryn provides neither investment advice nor wealth management.
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